It was 6:00 am, Brandi, a freelance copywriter and graphic designer instinctively reached for her cellphone to type herself a note about a killer ad line idea for a client. (“Is your business financially sound? Think Again.) “Not bad,” she said as she placed her phone on the nightstand and jumped out of bed to prepare for the day. 40 minutes later, Brandi sat at her desk, in her home office, sipping on hazelnut coffee from her favorite mug. She read through her emails, checking to see if one of her newer clients liked the radio script she had written the day before. They did. She smiled.

After she had responded to the rest of her emails, the next task on her list was to make sure her invoice system was up-to-date. It had been 18-months since she had taken the plunge into self-employment and business was booming.